Brian's Blog

Find the best property searches in the Tampa Bay area at McBride Kelly & Associates Realty! Search the entire MLS and find great foreclosure deals. Our company specializes in HUD homes, foreclosures and short sales. Search free 24 hours a day at http://www.mkarealty.com

We are here to be Tampa's #1 Real Estate Company. You can also search for Foreclosure Deals throughout Florida here:

http://www.brianmcbriderealty.com/mx/Foreclosure/?showmap=1&st=fl

We have one of the largest databases of short sales and foreclosures in Florida. To searh click here :http://www.brianmcbriderealty.com/mx/Foreclosure/?showmap=1&st=fl

Here you will be able to search all of Florida for Bank Owned, REO, Short Sales, Lis Pendens, and Foreclosures. We have agents on standby and special financing for all of these homes. If you have any interest or need help seeing these homes call us today or visit us at www.mkarealty.com

or www.brianmcbriderealty.com

WE look forward to helping you with your first home or a great investment! WE also have special FHA and Va financing availiable. A few products we have are below!

Hard Money

Private Money

BK oK!

Short Sale Ok!

Call us today! Brian McBride 813-493-0507

WE all have those transactions that we work so hard on. WE invest all of our time, energy and effort to get it across the finish line. However a bad appraisal, a bad inspection, an issue here or there can derail the sale. Sometimes it can make you question why we stay in this business. The one thing I have found to be helpful is look at each lost transaction as paid education. WE lost immediate revenue but we always learn more from the difficult transactions that don't close than the easy ones that do. Reflect on what we could have done differently. How to approach a problem that arises in the future. Don't get me wrong I hate the cancellation of contract form more than any other document on Earth...but I always try to spin a negative into a positive.  So the next time you have one of those dreaded forms to send, stop reflect and think about what you learned.  Just try to keep the learning to a minimum.

Brian McBride (Broker/Owner)

McBride Kelly & Associates is one of the fastest growing Real Estate Firms in Florida. Call me if you would like to join our team! 813-493-0507

www.mkarealty.com

My mortgage company www.BaytoBayLending.com has all of the best FHA and Va loan products. This truly has helped keep my business on pace even during the slower market. Most buyers I have encountered are first time homebuyers and the 3.5% to put down is about all they can muster. We have successfully put hundreds of homeowners into their new homes. It is unbelievable that rates are in the low 4%. With home values at incredible lows and interest rates even lower, this is a great time to buy your first home. Call Brian McBride 813-493-0507 for details.

www.mkarealty.com

I had a friend ask me the other night if I had ever tried skydiving or wanted to. I am a pretty outgoing person and love adventure...but skydiving has never been big on my list. So I really sat back to think about why. Then it came to me. My real estate career is my skydiving. It is all the adrenaline fueled, uncertainty, and excitement I need. Every transaction one way or another can blow up in your face at any time you have to be focused on a safe landing with every single transaction. It is skillful navigation of these problems that truly set apart the good from the great. The fierce competition of brand recognition, name recognition, and credibility. You can never stay too comfortable or your competition may pass you. Always staying ahead of market trends and technology, keeping your ears and eyes open for opportunity wherever you go. The market never sleeps and neither can you.

There were times in the past 10 years that I was one transaction not closing away from Bankruptcy and fighting it out to close millions in revenue.  Opening a company in the wake of a International financiallt down. Waking up and not having anything in the pipeline and not knowing when your next paycheck is coming is alot of blind faith. That is knowing that your parachute is going to open every time you jump.

As professionals in the Real Estate business every morning we jump from that plane and with the confidence in ourselves we know we will land safely. That is why I do not skydive.

May you all land safely each day!

Sincerely

Brian Mcbride

Broker/Owner

McBride Kelly & Associates Realty

We have now closed hundreds of short sales at McBride Kelly & Associates Realty. We began negotiating short sales in the early part of 2007. The key to a successful short sale negotiation is to have good paperwork, intense follow up, relationships with the banks, good communication with the customers, a very thorough prelim HUD, accurate title work, and of course lots of patience. We work very hard to keep the home from foreclosure and fight for every transaction. Please feel free to contact us anytime if you want more information on the process. We are happy to help you!

Web Defines a short sale:

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan.^[1] It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.^[2]

^{A Few Banks we have worked with:}

^{If your home is upside down and have a hard time keeping up:}

^{Contact Brian McBride 813-493-0507}

^{www.mkarealty.com}

and many more.....

Great house in Punta Gorda! This home won't last! Bank approved in Punta Gorda Isles. What a steal!

We specialize in helping Military Clients relocate to the Tampa Bay Area. We do Rentals, Property Management and Sales. Our loan division has VA loan products. We can handle all types of situations. All Macdill Airforce Base personel welcome! One of our specialties are VA IRRRL loans. This allows us to refinance your current VA loan with no appraisal and no verification of income or assets. This is a fantastic product in this market. Save 1-2% off your current interest rate. Bay to Bay Lending and McBride Kelly & Associates are leaders in the world of VA sales and loans. Call Brian today 813-493-0507.

We have now closed hundreds of short sales at McBride Kelly & Associates Realty. We began negotiating short sales in the early part of 2007. The key to a successful short sale negotiation is to have good paperwork, intense follow up, relationships with the banks, good communication with the customers, a very thorough prelim HUD, accurate title work, and of course lots of patience. We work very hard to keep the home from foreclosure and fight for every transaction. Please feel free to contact us anytime if you want more information on the process.

Web Defines a short sale:

A short sale is a sale of real estate in which the sale proceeds fall short of the balance owed on the property's loan.^[1] It often occurs when a borrower cannot pay the mortgage loan on their property, but the lender decides that selling the property at a moderate loss is better than pressing the borrower. Both parties consent to the short sale process, because it allows them to avoid foreclosure, which involves hefty fees for the bank and poorer credit report outcomes for the borrowers. This agreement, however, does not necessarily release the borrower from the obligation to pay the remaining balance of the loan, known as the deficiency.^[2]

^{A Few Banks we have worked with:}

^{If your home is upside down and have a hard time keeping up:}

^{Contact Brian McBride 813-493-0507}

^{www.mkarealty.com}

and many more.....

I am sure many of you have encountered the investor flip scam. If you haven't the process is very simple.

The investor gets a seller to agree to do the short sale

The investor submits a low offer to the bank.

The bank accepts the low offer

The investor markets the property and gets another buyer to pay more.

The investor closes simultaneously and keeps the profit

Many of the investors call this an A to B, B to C closing and justify at as an ethical business practice. But the truth is the bank and usually the buyers lender are being defrauded.  The investor is representing to the bank the property is much less and most times the buyers lender is unaware that there is a break in the chain of title.  We try to avoid these type of transactions at all costs. At the end of the day the original homeowner and the bank are getting burned. There will be a heavy crackdown on this type of activity in the near future.

www.mkarealty.com

We specialize in ethical Short Sale Help! Call us today 813-493-0507.